Does using installments impact my credit limit?
>Yes. Your total purchase amount will be deducted from your available credit limit on your existing credit card account. For further details about this, please check with your card issuing bank and review your cardholder agreement.
Is an installment plan a new line of credit?
>No. An installment plan does not increase your credit limit nor is it an additional line of credit.
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Visa’s installment solution FAQ
Does using installments impact my credit limit?
>Yes. Your total purchase amount will be deducted from your available credit limit on your existing credit card account. For further details about this, please check with your card issuing bank and review your cardholder agreement.
Is an installment plan a new line of credit?
>No. An installment plan does not increase your credit limit nor is it an additional line of credit.
https://usa.visa.com/products/consumer-installments.html#Will_my_installment_plan_be_cancelled_if_I_make_a_return_-a618